Creating Laser Checks With MICR Toner

Using check paper to create laser checks is quite interesting. All that is required in addition is a laser printer using MICR toner and the rest is up to technology. Many people wonder what the big deal is if they have a laser printer and laser toner why they cannot print laser checks. In addition, the answer is that the MICR toner is specialized and contains iron oxide. This allows electronic bank processing equipment to "read" the bank line information and laser toner cannot provide that. The toners are not very different in makeup except for the fact that the HP MICR toner has a minimum of 50 perfect or more of iron oxide to meet the standards set forth by the ANSI.

There are many benefits to using a MICR laser check system. The first benefit that many appreciate is the MICR toner makes the laser checks more secure. Another reason is that overall cost is reduced. This occurs because there is no inventory needed nor is there a need for control over a checkbook since there is not one. Risk of theft or loss is much lower with laser checks. Not to mention laser checks are really simple to create. All that is required is entering the information that should be printed on the check and clicking the "print" button. The necessary information like logos, payee data, signatures, MICR line, and bank identification will all be printed. It is super easy to change bank account information, too, so there is no need to have a bunch of checks on file or to shred old checks. The risk of check fraud is significantly lower as well and this alone is a big reason why many people and companies switch to MICR toner.

MICR simply means Magnetic Ink Character Recognition. It allows for documents to be machine-readable and for them to be processed quickly. MICR toner is not only used to print checks but also other documents that are negotiable. These are the basics of MICR toner and the benefits it offers to users. Companies interested in saving money as well as reducing check fraud should look into MICR toner and using it in their laser printers. The expense is low and it will certainly pay off in the long run. Do a little research online about MICR to learn more about what it is, how it works, and additional benefits and you will see that it truly is your best option.

Caitlina Fuller is a freelance writer. Using check paper to create laser checks is quite interesting. All that is required in addition is a laser printer using MICR toner and the rest is up to technology. Many people wonder what the big deal is if they have a laser printer and laser toner why they cannot print laser checks. In addition, the answer is that the MICR is specialized and contains iron oxide.

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